Tim Ayer, AIF®, PPC®
Financial Planner
With more than 30 years of experience in the financial services industry, Tim helps business owners and individuals design retirement plans that meet fiduciary standards and support confident, intentional retirements. His background spans banking, insurance, and investment advising, with more than 25 years specializing in retirement planning and 20 years in Medicare and healthcare planning.
Known for his thoughtful, client-centered approach, Tim takes the time to understand each client’s goals before developing customized strategies that provide clarity and long-term value. He holds a Series 65 securities license and is licensed in life and health insurance in Ohio and Michigan.
Outside the office, Tim enjoys life in Michigan with his wife, Beth, their golden retriever, Storm, and their growing family, which includes two daughters and three grandsons. He loves bass fishing, hunting, amateur radio, and exploring the outdoors.