Kevin Cox
Your health deserves this level of care.
Health & Medicare
Medicare decisions impact more than coverage—they affect your finances, family, and peace of mind. We help you make confident choices now and for the future.
Kim WestEvery single day, our clients tell us how much they appreciate us being there.
Licensed Agent
Philosophy
Educate,
understand,
enroll.
Our process is rooted in understanding.
We explain things slowly, walk through your options, and help you see how each decision impacts your life and your overall financial plan. Nothing is rushed and nothing is left unclear.
From there, we guide you toward the right plan and handle enrollment with you, step by step. And as your needs change over time, we stay involved. You’ll always have someone to turn to when things change or feel overwhelming.
Services
Here’s
what we
offer.
Whether you’re new to Medicare or reviewing your coverage, we help you understand how Medicare works and what options are available. We walk through Parts A, B, C, and D, enrollment timing, and common pitfalls—so you can make informed choices without second-guessing.
We help you compare Medicare Advantage and Medicare Supplement plans from multiple carriers, focusing on coverage, costs, provider access, and how each option fits your health needs and budget.
Prescription coverage can change year to year. We review your medications, pharmacies, and plan options to help minimize out-of-pocket costs and avoid surprises.
Our relationship doesn’t end after enrollment. We stay available year-round to help with plan changes, billing questions, coverage issues, and changes in your health or medications.
Not yet 65? We help individuals and families navigate the ACA marketplace to find coverage that fits their needs and budget. We walk through plan types, eligibility, enrollment windows, and how to avoid gaps in coverage—so you’re protected no matter where you are in life.
Why work with an independent broker?
Choosing a Medicare plan is an important decision, and there’s a lot at stake, from costs and coverage to access and timing. Working with an independent broker means you don’t have to rely on one carrier or figure it out on your own.
Independent brokers:
01
Solve billing errors
02
Help you file an appeal for coverage
03
Access medications when pharmacy exceptions occur
04
Answer questions about your coverage
05
Alert you when your coverage options change
Kevin CoxMedicare is not one-size-fits-all, so we don’t give a blanket approach.
Licensed Agent
How are Medicare brokers trained and certified?
Licensed Medicare brokers complete extensive training and maintain ongoing certifications, including formal education, state licensing exams, and annual requirements from regulators and insurance carriers.
To work with clients, brokers must:
01
Complete pre-licensure education required by their state
02
Pass their state insurance licensing exam
03
Obtain and maintain a license through the National Insurance Producer Registry
04
Complete AHIP
Medicare certification
05
Carry errors and omissions insurance,
as required by law
06
Complete annual Medicare certifications with each insurance carrier they represent
07
Maintain continuing education to keep their license active
Meet your people.
Connect with
our licensed agents.
Book Time Testimonials
Hear it
from them.
Clients come to us because they want advisors who feel familiar and work with intention. They stay because they can sense the sincerity behind the effort.
They're personable, they're passionate, and they're on point. They get it done.
Education
Workshops and
educational events.
Our free workshops and seminars are a chance to sit down and talk things through with an expert. We walk through the financial decisions you make every day, answer questions around retirement, taxes, investments, and Medicare, and help you feel a little less overwhelmed.
Common
questions we
hear.
Most people have a 7-month Initial Enrollment Period. This window begins three months before the month you turn 65, includes your birthday month, and continues for three months after. Enrolling during this time helps you avoid delays in coverage and potential penalties.
The easiest way to apply for Original Medicare is via the Social Security website. There is a quick Medicare application that should take you no longer than 10 minutes. Our Medicare team is here to walk you through every step.
No. Our guidance, enrollment assistance, and ongoing support are provided at no cost to you. Agent compensation is built into plan pricing and paid by insurance carriers, so you pay the same whether you work with us or enroll directly.
Medicare decisions affect more than just healthcare—they influence monthly expenses, retirement income, tax planning, and long-term budgeting. Choosing the right coverage helps manage out-of-pocket costs, avoid unexpected expenses, and ensure healthcare fits comfortably within your broader financial plan.